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For Individuals | Open Enrollment Center

Get more from
your benefits

The annual enrollment period is an important time of year. Be sure to take the opportunity to understand your benefits and compare available options. Your wallet will thank you.

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Discover your benefits

Carefully review your open enrollment materials to see what’s available. Some accounts, like an HSA, require you to choose a specific kind of health plan.

Discover your benefits

Carefully review your open enrollment materials to see what’s available. Some accounts, like an HSA, require you to choose a specific kind of health plan.

HSA

Spend smarter, save more and invest in your healthcare.

FSA

Give yourself flexibility and amazing tax savings.

LPFSA

Complement your HSA and save more on dental and vision.

DCFSA

Turn caregiving into monthly tax savings.

HRA

Bridge the gap on eligible healthcare expenses.

Transit and Parking

Use pre-tax money to save on your ride to work.

Contribution Limits

Take your account to the max.

Tax year

Individual coverage limit

Family coverage limit

2024

$4,150

$8,300

2025

$4,300

$8,550

At age 55, members can contribute an additional $1,000 beyond IRS limits.

Tax year

Individual coverage limit

2024

$4,150

2025

$4,300

Tax year

Family coverage limit

2024

$8,300

2025

$8,550

At age 55, members can contribute an additional $1,000 beyond IRS limits.

Tax year

Individual and family coverage limit

2024

$3,200

2025

$3,300

Tax year

Individual and family coverage limit

2023

$3,050

2024

$3,200

Tax year

Individual and family coverage limit

2023

$5,000

2024

$5,000

*Only employers make contributions to an HRA. Enjoy the free money!

Tax year

Benefit

IRS monthly limit

2024

Transit

$315

Parking

$315

2025

Transit

$325

Parking

$325

Participants with both transit and parking benefits may contribute the combined maximum.

Transit

Tax year

IRS monthly limit

2024

$315

2025

$325

Parking

Tax year

IRS monthly limit

2024

$315

2025

$325

Participants with both transit and parking benefits may contribute the combined maximum.

Tools and resources

Qualified medical expenses

Save as much as 30%1 on thousands of everyday eligible expenses.

See a full list

Mobile app

Manage your accounts on the go.

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Forms

Access our library of documents and forms.

Let’s go

Webinars

Check out our library of on-demand webinars – or sign up for weekly live events. Each 15-minute webinar offers simple tips and tricks to get the most from your benefits.

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Have questions?

The Help Center is your source for helpful guides, answers to your questions, and access to our helpful Member Services Team.

Visit our Help Center

Explore your options

Top 10 ways to use an HSA

HSA vs FSA: Which account is right for me?

Is a high-deductible health plan right for me?

Comparing FSA options

Level up your health savings: Pairing LPFSA with HSA

17 awesome ways to spend your Health Savings Account

1Example for illustration only. Actual savings vary. The figure is based on average tax rates, including state, federal and FICA taxes.

COBRA/Direct Bill Employer login

Please refer to your Client Welcome email for the URL of your specific COBRA/Direct Bill Employer login page.

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